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Financing a Bariatric SurgeryBy: Eddie Tobey
Bariatric surgery for weight loss may be a life-saving procedure, but it is not cheap. Although a number of insurance companies cover the procedure, many individuals find that their medical insurance providers balk at the cost. Most insurance companies require a letter outlining a patient’s weigh-loss history and the medical necessity for the surgery before they will even consider financing the procedure. Even with a carefully crafted letter, many insurance companies will refuse to authorize the surgery. If this happens, the patient should not give up hope, since most insurance providers give patients an opportunity to appeal a denial. Most insurance companies require that patients appeal within 30-60 days after receiving a denial of coverage. The bariatric surgery insurance Appeal Letter should include information disputing the insurance provider’s reason for denial. As a last result, patients may need an attorney to help prove the medical necessity of the procedure. For patients with no insurance, there are financial alternatives available. A number of financial institutions offer financing specifically for healthcare expenses such as co-payments, deductibles, and procedures not covered by insurance, including bariatric surgery. Some offer no-interest, same-as-cash plans as well as extended payment plans. Some bariatric surgery centers contract with finance companies to offer financial assistance to patients who are interested in this type of surgery but do not have the insurance to pay for it. Finally, a patient can take out a home equity loan to finance the procedure. Those patients who do elected to pay for bariatric surgery themselves should keep in mind that it may be tax deductible, since it is considered a major medical expense. A consultation with an accountant may e in order. Bariatric Surgery Info provides detailed information on bariatric surgery, including cost, patients, centers, diet, financing, and complications, as well as specific procedures like laparoscopic and bypass surgery. Bariatric Surgery Info is the sister site of Gastric Bypass Surgery Web. MORE ARTICLES : Finding low interest credit Free Money Saving Auto And Home Loan Tips Boat Loans Steering Way Towards A Bon Voyage Home Equity Increases 1 Trillion in Five Years Is the Mar Home Equity Is it Time to Cash Out and Move Home Equity Line of Credit Finding The Best Home Equity Le Home Equity Loan Home Theater Adds Fun and Value Home Equity Loan vs Home Equity Line Of Credit Home Loans and Mortgages Beware of Deed Theft Scam Home Loans and Mortgages The Selection Can Be Bewildering Home Loans and Mortgages Tips to Avoid Foreclosure Home Loans The Hot New Product The 30year Mortgage How Personal Loans Outperform Bankruptcy and Credit Counseli How To Avoid Getting Scammed How to become debt free How To Find A Military Loan How to Get the Best Mortgage How To Read Your Credit Report How To Tap In To Your Home Equity I Wanna Hold Your Hand First Time Homebuyers Interest-only Mortgages Have Their Pitfalls Interest Rates Up Up and Away IS A BUSINESS PARTNERSHIP RIGHT FOR YOU Is There Any Way To Get Out Of Debt Is This Really A Recovery Financing A College Education Making Good Use Of Local Banks And Credit Unions For Low Loan Minimum Credit Card Payments to Rise More Organization Less Stress During Tax Season Index Pages: 1 2 3 4 5 6 7 8 9 10 MORE RESOURCES : Invalid RSS Equalizer license. |